Our #1 choice: Bill Pay with your Bank
The donor uses the bank’s ‘Bill Pay’ feature to designate the church as the payee and schedules a one time or recurring transfer of funds to the church for a certain amount. What most people do not realize is that the bank sends the church a check by mail and the church then has to process it just like any other check it receives during the week. If the check is misplaced or lost, the donor is still out of funds as the bank will deduct the amount from his/her account regardless of whether the check is cashed or not unless the donor notifies the bank of the loss of check in a timely manner.

Our #2 choice: Credit Cards
The popularity of credit cards from the donor’s perspective is obvious. The donor does not incur any additional cost of using it to make a donation to the church. In fact, he/she may receive added benefits such as airline miles, cash-back or some other form of rewards. The cost to the church ranges between 2 and 5% depending on the type of card, card issuing company and the pricing scheme of the payment processor.

(One way to minimize the cost of fees for the church is to offer individuals the opportunity to pay the fee for the church, often they are happy to relieve the church of that cost).

To see a list of some options for online giving click here.
GNJ Partners with Vanco for Online Giving Solution; see more details here.