Workers Compensation (WC) insurance is required by law by the States of New Jersey, New York and Pennsylvania and is part of the Greater New Jersey Annual Conference’s property insurance program. This insurance covers employees (full and/or part-time workers who receive compensation in any form for the job they do for the church), for injuries sustained while performing their duties.

Church employees, and certain other workers (for whom “payroll” is reported) are covered by the church policy.  Churches are required to submit certificates of WC insurance for any contractor (such as lawn service) whose payroll is not reported on the audit form. Volunteers are not covered under workers’ compensation insurance.

A Workers Compensation audit form, customized with your church’s information will be mailed to churches directly from Church Mutual, the Workers Compensation insurance carrier, in early December.

The completed audit is due in mid January each year.  See audit instructions for information on returning the form.

All questions regarding the audit should be directed to Church Mutual at:
800-554-2642 (press Option 4, Extension 4697)
Or email: referencing UMC of Greater New Jersey

Workers Compensation Resources