The Conference Board of Pension and Health Benefits (CBOPHB) has set the health insurance premium rates for local churches, effective January 1, 2020. Shown with the 2019 annual rates for comparison, the 2020 annual rates will remain unchanged. See chart below:
|Plan Type||2019 Premium||2020 Premium|
|Employee + Only (single)||$15,000||$15,000|
|Employee + Children (no spouse)||$15,000||$15,000|
|Employee + Spouse (no children)||$15,000||$15,000|
|Employee + Spouse + Children||$15,000||$15,000|
As communicated over the past number of years, it was the goal of the CBOPHB in consultation with the Appointment Cabinet, to develop a “blended” premium rate for all health plans types, so that health insurance cost does not play a role in determining clergy appointments.
The Board approved to increase the 2020 Health Reimbursement Account (HRA) via Wageworks to the following:
|Plan Type||2019 HRA Account
||2020 HRA Account
|Parent/Child, 2 Adult, or Family||$2,500||$3,500|
The decision to provide this one time increase for the 2020 HRA is due to the necessary healthcare change that will be in effect for the active participants in 2021. Effective 2021, HealthFlex will no longer offer the traditional stand-alone health plan and instead offer the HealthFlex Exchange that includes six medical plans, three dental and three vision plans. As the Board works diligently to determine the best available plan selection for the covered participants for 2021, the additional one time increase in 2020 may be used to support healthcare needs.
The current Blue Cross Blue Shield plan will continue for 2020. Future communications will be released as the Board comes to a final decision for the future healthcare benefits.